Cover for Everyone
Less than 99 Days waiting period
Valid claims paid within 99 Minutes
Cover in less than 99 Seconds
For only
R99
Waiting Period
Fully covered after 3 months - Our competitors make you wait 182 days (6 Months).
With 99 Insure - Less than 99 Days Waiting Period
Getting Covered
Our single plan gets you covered in 1 minute. With others you still waiting in the queue.
Less than 99 Seconds and you Covered
Acceptance
99.99% Accepted Immediately
Premiums
This is the only premium you pay, no add ons, no frills, just cover.
R99 Single & R199 Family.
Fully Digital
Don't Discriminate
R99
Protect Who Matters
The Single Plan covers the main member only. The Family Plan covers the main member, spouse and up to six children.
R99
Single Plan
R199
Family Plan
- No medical tests or examinations required
- Accidental Cover After 1st Premium
- Natural Causes Covered Within 99 Days
- Less than 99 Days Waiting Period
- Covered in Less than 99 Seconds
Main member premium by age
- Age 18 - R99
- Age 27 - R99
- Age 35 - R99
- Age 55 - R99
- Age 62 - R99
- Age 73 - R99
Main member premium by age
- Age 18 - R199
- Age 27 - R199
- Age 35 - R199
- Age 55 - R199
- Age 62 - R199
- Age 73 - R199
You may take out more than one policy, but your total funeral cover may not exceed the total cover legislated under a funeral policy. Underwritten by LION OF AFRICA LIFE ASSURANCE COMPANY LTD FSP 15283
THE 99 INSURE PROCESS
Six steps, 99 seconds
1. See or get referred
You see a 99 Insure advert or are referred by someone.
2. Open the link
You access the link and the product information is displayed.
3. 99 Seconds policy
A one-minute policy drives your level of cover.
4. Enter your details
You enter your personal details.
5. Add members
You add additional members to the policy, or not.
6. Choose your deduction
Choose a debit order or immediate deduction with DebiCheck.
What we need to apply
- Name and surname of members covered
- ID numbers of each covered person
- Cellphone number
- E-mail address
- Details of Beneficiary
What we need at claim stage
- A completed Lion Life claim form
- Proof of banking details of the beneficiary
- Original or certified copies of the identity documents or passports of the deceased and the beneficiary
- Original or certified copy of the death certificate
- A police report for accidental death occurring in the first six months after inception of cover
- Any other documents or reports Lion Life needs to assess the claim
- Lion Life must receive all necessary claim documentation within six months after the event giving rise to the claim.
POLICY DEAIL
Know exactly what you are buying.
KEY TERMS EXPLAINED
The owner of the policy, a South African citizen above the age of 18, who is also the premium payer.
A nominated adult over the age of 18 to whom the proceeds are paid on the death of the policyholder. You may select a maximum of one beneficiary.
Spouse or partner and children, yours, his, adopted or fostered, as recorded in the policy schedule.
The length of time prescribed in your terms and conditions that must pass before a death claim is eligible.
Your cover starts on receipt of your first premium.
The date on which your 99 Funeral premium is deducted.
Where there is a direct financial impact on you.
The timeframe in which you may reconsider your decision, 31 days after receipt of your policy schedule.
PREMIUMS AND YOUR POLICY
- Premiums are payable monthly in advance, and cover ceases when premiums are not paid within the 31-day grace period.
- Premiums are reviewed annually on the anniversary date after the first 24 months, considering claims experience, inflation, loss ratios and new regulatory requirements. You receive 31 days' written notice of any change.
- The policy lapses when three consecutive premiums, or six premiums over the lifetime of the policy, are not collected successfully.
- A lapsed or cancelled policy may be reinstated within 90 days, subject to payment of all outstanding premiums.
- On the death of the policyholder the policy can continue: any life assured or beneficiary aged 18 or older can become the new policyholder, notifying Lion Life within 30 days.
- You may cancel in writing within 31 days after receiving your policy schedule, provided no benefit has been paid or claimed and no insured event has occurred.
Cover, immediately, everywhere, for everyone.
Apply online in 99 seconds and receive your policy documents by email.
How soon must claim documents be sent?
Lion Life must receive all necessary claim documentation within six months after the event giving rise to the claim.
Who receives the payout?
If the policyholder is still alive at claim stage, benefits are paid to the policyholder. After the death of the policyholder, benefits are paid to the nominated beneficiary.
When does my cover start?
Your cover starts on receipt of your first premium. The commencement date is the first day of the month in which Lion Life receives your first monthly premium.
Who can be included on a Family Plan?
The main member, spouse and up to six children, as recorded in the policy schedule.
Do I need a medical examination?
No medical tests or examinations are required.
What is the cooling-off period?
You may instruct Lion Life in writing to cancel within 31 days after receipt of your policy schedule, provided no benefit has been paid or claimed and no insured event has occurred. Lion Life may deduct the cost of any risk cover enjoyed.
CONTACT AND COMPLAINTS
Talk to your insurer.
Tel: 021 461 8233
Fax: 021 461 7280
individual.claims@lionlife.co.za
Tel: 021 461 8233
Fax: 021 461 7280
info@lionlife.co.za
Tel: 021 461 8233
Fax: 021 461 7280
complaints@lionlife.co.za
Tel: 021 461 8233
Fax: 021 461 7280
compliance@lionlife.co.za
Fax: 021 674 0951
info@ombud.co.za
Private Bag X45, Claremont
Tel: 012 470 9080
Fax: 012 348 3447
info@faisombud.co.za
PO Box 74571, Lynnwood Ridge, 0040
Office 16, 16th Floor, The Golden Acre Adderley Street, Cape Town, 8001 Private Bag X1, Mowbray, 7705
Lion of Africa Life Assurance Company Ltd
Registration 1942/015587/06
FSP 15283
Professional indemnity and fidelity cover: R10m each
If you are not satisfied with this policy or the service of the administrator, write to the Lion of Africa compliance officer at the head office address, including all supporting documents. If you are not satisfied with the outcome, you may contact the Ombud.
Other matters of importance: do not sign blank or partially completed forms, complete all forms in ink, keep all documents handed to you, make notes of what is said to you, and be sure the product sold to you meets your needs.
